Electronic check processing through an ACH debit to the customer’s account can take many forms. Check information can be taken over the Internet and processed as a form of online electronic check. It can also be taken over the telephone or through a virtual terminal like Trans-Port. It can also come through an automated system, such as an Interactive Voice Response (IVR) unit, where no human interaction is necessary.

The payments can be the result of a one-time purchase, monthly fees that are due, or even collection calls made by collection agencies or departments. ACH transactions settle within two banking days, which can be much quicker than a paper check. In many instances, electronic transactions take priority over paper check settlement at banks.

Therefore, regardless of the method of collection, our ACH processing solves a fundamental problem for you as a business person, that is, getting funds from your customers more quickly.

Instead of wondering when, or if, you are going to receive payment, you receive the payment on time for every customer on the program. Your customer simply completes the release form to sign up. Payments are processed through the ACH (Automated Clearing House) system. Our ACH processing center can bring the future of transacting to your business today!

Automated Payments Pays Off...

These systems also include the use of our AutoRecovery system. If a check or pre-authorized payment is returned for non-sufficient funds, AutoRecovery will automatically re-submit your checks electronically. Much like the Check Collect service, this service is activated by the return of an electronic transaction rather than a paper transaction. Not only does this service save you time and money, it saves you and your customers the embarrassment of collecting the NSF items.

                    Key Benefits